When used in combination with discussions and cases on key areas such as Capital Management, Liquidity Management and Interest Rate Risk Management the ALM simulator provides the powerful platform to allow participants to put in practice what had been discussed. Participants are typically exposed to several stress scenarios as well as volatile market conditions. Following below are some examples of where GuardB@nk 3 has been used:

ABN AMRO Bank

In order to create a common understanding and application of the bank’s ALM Framework and Policies, GuardB@nk 3 was used in several countries where the bank has operations. Focusing on local market and business conditions, the ALM simulator was used during a three-day training program to enhance the skills and business acumen of local ALCOs and their ALM Departments, personnel in Treasury, Risk Managers and Finance.

Royal Bank of Scotland

GuardB@nk 3 was used as part of a program with the specific objective of providing the Internal Audit Team responsible for Treasury and Finance with an enhanced understanding of Treasury Operations and the complexities in the management of the Capital and Liquidity of the bank. For these programs the latest financial information of the bank was used each time. The ALM simulator provided personnel from Internal Audit with the opportunity to see and experience the several key areas of the bank from a practical point of view.

European Bank for Reconstruction and Development (EBRD)

GuardB@nk 3 was used as part of a program with the specific objective of providing the Internal Audit Team responsible for Treasury and Finance with an enhanced understanding of Treasury Operations and the complexities in the management of the Capital and Liquidity of the bank. For these programs the latest financial information of the bank was used each time. The ALM simulator provided personnel from Internal Audit with the opportunity to see and experience the several key areas of the bank from a practical point of view.

Online Asset & Liability Management Competitions

Since 2007 GuardB@nk 3 had been used as part of an international online Asset & Liability Management Competition for ALM practitioners. To date seven competitions have been concluded successfully. Banks from Africa, Asia, the Americas as well as Central and Eastern Europe take part in the online competition. The international ALM competition provides an excellent opportunity for participants to learn more within their own bank about the effective practicing of Asset & Liabilities Management (ALM), whilst the competition is ongoing. Participants are encouraged to consult expert practitioners within their bank and to ask for assistance when making decisions for their “Virtual Bank”. For the duration of three months, participants made decisions on a bi-weekly basis, running a bank for four financial quarters. The competition is facilitated via webinar by SimArch with quarterly feedback and a final debrief at the end of the competition. The top four competing teams (one per region) are selected to join each other live for a two-day on-site competition, which is rounded off by a presentation to a panel of bank executives, acting as members of a Supervisory Board. Upon evaluation of the teams, the Supervisory Board selects the ultimate winner of the Online ALM Competition. The competition provides participating banks with deeper insight into the ALM Process within their own bank and an excellent opportunity for the exchange of experience, ideas and networking among ALM practitioners internationally.